Office of Staffing
Teacher Recruitment

New Teacher Loans

First Financial Federal Credit Union

New Teacher Loans
First Financial Federal Credit Union offers a $2,000 loan at 0% APR if you are relocating and need help with moving expenses or a security deposit.  Maybe you have high interest debt from another lender and are looking for a way to reduce your monthly payments.

A 0% APR loan could be just the help you need.  This $2,000 loan has a 12-month repayment period and is available to you exclusively as a new teacher. 

To apply, contact the 24-hour Loan Call Center at 410-321-6060, Option 4 or visit them online at To expedite processing your 0% APR loan, please include your new hire letter with your application.

Other loan services include new and used car loans, home equity loans and lines of credit, first mortgages and refinances, personal loans, Visa credit cards, and a credit rebuilder program. The credit rebuilder program can help you re-establish your credit if you have had problems in the past.

Other Member Benefits:
Membership in First Financial FCU is a benefit available to you as an employee of Baltimore County Public Schools.  A few of the member benefits include:

  • Summer Pay Plan – decide how much you will need during the summer and schedule payroll deduction into your credit union account throughout the school year.  Twice in July and August, your funds will automatically be transferred to your savings or checking account or you may choose to make up to four withdrawals by visiting one of the branches or by using our free banking by phone or computer services.
  • Accel Member Financial Counseling – First Financial has teamed up with Accel, a financial education and counseling program to bring free, confidential money management services to their members.  Programs and services include personal and family budgeting, understanding your personal credit report, personal money management, debt repayment, avoiding bankruptcy, foreclosure and repossession. You can contact Accel directly at 1-877-332-2235 or by visiting
  • Absolutely Free Checking, payroll deduction & direct deposit, vehicle, personal and home loans, savings products, online banking and more.  Once you’re a member, you are a member for life and your family members are eligible as well. To join, simply deposit $5.00 into a savings account.  For more information or a membership packet, call 410-321-6060 ext. 780 or visit
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